APS Merchant Services

The cost of doing business escalates on a daily basis. Many business owners are looking at new and unique ways to drive more profit dollars to their bottom line. Sometimes, these dollars are as close as your telephone just by calling APS Merchant Services, Inc.

APS Merchant Services, Inc. has structured a professional, low cost alternative for credit card acceptance. In addition to competitive processing rates, check out all of the APS services that can help drive more profits to your bottom line:

Overview of Services

  • Visa, MasterCard, Discover, American Express, and Debit Card Processing
  • Internet/E-Commerce Solutions
  • Low-cost Equipment Leasing & Purchasing
  • Check Verification & Processing
  • 24-hours a day, 365 days a year customer service
  • On-line Customer Support via Merchant Connect
  • Free Staff Telephone Training
  • Chargeback and retrieval service


Phone & Internet Transactions

State-of-the-art online payment gateways, such as the AuthorizeNet Secure Payment Gateway, enable merchants to process transactions securely over the Internet. Secure online payment gateways and sophisticated encryption technology make credit card fraud increasingly difficult.

Fraud-prevention services and features, such as (AVS), help verify street numbers before the merchandise is shipped. CVC2 (MasterCard) and CVV2 (Visa) are new validation methods designed to minimize Internet and mail order/telephone order fraud when the customer's credit card is not present, and they are some of the security measures available that can help you prevent fraudulent credit card purchases and save your business money.


Online Access through Merchant Connect

Through our outstanding partnership with Elavon, APS is able to offer an online, interactive leading-edge online customer support solution. Merchant Connect, the secure Customer Service Web site allows merchants to perform quick functions including:

Key Features

  • Access to bank service addresses and contact information
  • Daily updated chargeback and retrieval status information
  • Deposits to your merchant account & individual transaction information
  • Basic Terminal functionality information

Merchant Connect makes it easier for you to find the information that you need when you need it.


Software & Internet Products

APS’s seamless, secure technology enhances your payment acceptance capabilities while eliminating the need for standalone payment terminals and dedicated phone lines. Add payment-processing capability to any internet-connected PC with Elavon’s user-friendly, reliable, and secure solutions.


Electronic Check Service

With APS, accepting checks has never been so convenient and cost-effective. ECS converts paper checks into safe, efficient electronic transactions that are processed with the speed and ease of credit card transactions. Gone are manual check reconciliations, time-consuming trips to the bank, and the hassles of check collections.

ECS is not a one-size-fits-all solution. Our industry-leading product enables you to accept both business and personal checks, while choosing the best point-of-sale configurations, risk mitigation service levels, and imaging options to match your operating needs.